Planning Your Dream Whale Watching Adventure

Anthony Perl: 00:00:02

Planning your dream whale, watching adventure.

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Join the bucket list accountant

himself, David Patterson.

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As we discuss planning and experiencing

bucket list travel adventures.

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Learn how to financially

prepare for your dream trips.

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Discover strategies to disconnect

from work and fully enjoy the

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experience and gain insights on

budgeting for expected and unexpected

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opportunities along the way.

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This episode provides practical steps

to make your bucket list adventures

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both achievable and memorable.

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I'm your co-host Anthony Perl.

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Let's get into making

your bucket list happen.

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Well, David, and it's great to be

back picking up the podcast after

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a little break and it's the break

that we're going to talk about.

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David Patterson: Yeah, absolutely.

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It's great to be back to do

the next session, Anthony.

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Looking forward to it.

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Anthony Perl: I think this is important

for everyone listing you've been

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living the bucket list dream because

you've ticked one off the list and

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we're going to talk a little bit about

that whole process of getting on your

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list in the first place, but then more

importantly, living that actual dream.

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David Patterson: Yeah, absolutely.

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So, mid-July, my wife and I

headed off on our holiday.

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We went to the head of the Bite in

South Australia, which is a, a really

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sort of well known whale nursery.

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My wife Tammy's a whale.

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Enthusiast, I've been calling

her a wild nata, which I need to

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apologize to her at some stage.

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Someone pointed out to me,

enthusiast is a much better word.

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So I'm trying to build

that in whenever I can.

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You're doing it

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Anthony Perl: publicly

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David Patterson: now, so

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Anthony Perl: all is forgive.

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David Patterson: Yes, absolutely.

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Absolutely.

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So she's been a whale enthusiast

probably since about: 2017

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where we live in Warrnambool.

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There's a whale nursery here as well.

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So she's got right into it.

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So this holiday was probably more a

bucket list item for her, but because

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of her enthusiasm and, and it's, it's

a place I've always wanted to go.

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So we hit it off to the head of the bite.

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Which is about two hours east

of the western Australian,

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south Australian border.

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And we did that in the first

couple of weeks in July.

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And we got to experience the whales

over there, which I think when we

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were there, there were 30 to 40

whales at the head of the bite.

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We were able to do a, a plane flight

over the top so we could see the cliffs

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and the sand dunes and the whales,

and it was absolutely spectacular.

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Whilst I'm not as keen on the whales

as what Tammy is, the fact that

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there were so many there and the

destination we're at, I found myself

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sitting there for quite a few hours.

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Just watching them and observing

was a, it was a great trip.

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Anthony Perl: I can imagine I,

every time I hear about whales, I

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just think of the Seinfeld episode.

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Um, so for those that are in Seinfeld

enthusiasts, you'll know exactly what

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I'm talking about with George plucking

the Titleless golf ball out of the whale.

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But, uh, I'm sure you didn't get it, that

opportunity, I'm sure you weren't firing

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golf balls often to the ocean and nor

standing quite that close to them either.

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David Patterson: No, but it's the

one thing because of the sheer

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cliff faces that are there where

you stand and, and watch them.

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It almost felt like they were

only like 30 or 40 meters away.

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They were, they came up really, really

close and it was a really good opportunity

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to sort of observe how they interact and,

and at the same time, it was ticking one

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of our bucket list holidays off the list.

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So that just made a little bit

more special, I think, too.

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Anthony Perl: Well, I wanna get

into some details of it all.

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I'm keen to hear about it all in

the context of the bucket list, but

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I have to ask one question as well.

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You know, you're standing there and

looking, as you say, it feels like

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they're only a short distance away.

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Do you get a concept of how big

and amazing these creatures are?

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David Patterson: Big and

amazing and, and just graceful.

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Like they're not fast movers through the

water, but they just sort of, they're

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in their environment and they're looking

after their calves at the same time.

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And to see that nurturing is probably

not the right word, but they're

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very protective of them and the

playfulness of the calves so close

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when they breach and all of the, like,

it's, it's something about whale.

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I think it's, you know, whales and

dolphin and marine life in general.

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It's really special when you can

get up close to them like that.

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Even when you're not as enthusiastic as

your wife might be, it's still a really

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special moment to be that close to them.

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Anthony Perl: I think what's really

interesting here is that, you know,

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firstly, you talk about the enthusiasm

of your wife versus your own, but

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then you know, that's the great thing

about any relationship, isn't it?

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The enthusiasm of one can rub

off on the other, and it's an

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important thing to acknowledge

when you're creating a bucket list.

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David Patterson: Oh, absolutely.

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As a couple, we certainly have mutual

interests, but we've also got sort of

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separate interests that we both have.

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And I mean, for me, I'd always,

well, when I say always, probably

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for the last 10 years have wanted

to get to the head of the bite.

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Just for me, it seems like an

iconic little part of Australia.

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And so when.

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Tammy kind of put the proposal to me

to say, Hey, how about we do this trip?

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'cause it's a lot of driving from

Warrnambool to the head of the bite, but

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it's the only way to really get there.

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So when she suggested Let's do it,

it was kinda like, yeah, absolutely.

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You know, it was, initially I thought

of it more of as a holiday for her, but

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as we started to plan it and book in

and have destinations along the way and

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destinations back, I mean, I've got as

much enjoyment out of it as she did.

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No doubt.

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But it did take some planning too.

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You know, like I said, it's a long

trip, so we had to make sure that

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there were destinations along the way

that we could stop at that and some

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attractions that we wanted to look at.

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So it wasn't a case of just

packing up the car and heading off.

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We certainly had a plan in mind where we

wanted to go and, and everything else.

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I

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Anthony Perl: think it's something that

people forget about when they're planning

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these sorts of things, is that it is

not just about the final destination.

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It is about the journey there and

the journey that begins in the

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planning phase, not just in the

actual, okay, we've got now, got

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the car packed and we're on our way.

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David Patterson: Oh, absolutely.

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And credit to Tammy, she did most

of the work on the itinerary, I

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guess, as to where we were going.

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But when you sit back and go,

let's go to the head of the buyer.

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That's great.

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I think it was about 1900 kilometers to

get there, and then: 1900

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So it was important that we broke

that trip up as much as possible.

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So finding destinations along the

way that had points of interest

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for us as well was important.

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That took some planning and seeing where

things were and breaking up the trip so

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that we weren't sort of worn out by the

time we got to where we were going, and

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we got to see some stuff that we probably

didn't know existed along the way.

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So I think there was a, a windmill.

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You see him in one spot, which.

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I'd never heard of before and just,

yeah, just to experience the different

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scenery as well was pretty awesome.

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Anthony Perl: And it's interesting when

talk about that experience of: 1900

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Ks there and back, because that can

be daunting and you can be thinking

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about, oh, I just wanna get there.

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And it's a bit like the flights

when you are going overseas, right?

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Particularly if you're going to Europe.

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It's a long time in the plane.

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How do you make the most of that

as part of it and, and make that

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part of the bucket list enjoyment,

not just, oh no, we've gotta sit

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in the car for how many hours?

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I don't know how many hours of

driving: 1900

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David Patterson: It was a lot.

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And I, you know, I've spoken to a

few people about the trip and some

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people can, you know, drive for 11

hours in a day and get there a lot

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quicker than what, what we did.

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But it was just as important

for us to enjoy the.

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Journey as it was to

enjoy the destination.

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So, you know, we could have missed

a few sites that we saw that if we

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had to just put our head down and

driven, we would've missed out on.

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So, and just staying in different places

and different, experiencing different

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sort of areas, I think is just as

important as getting to where you want

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to get to and, and doing that part of it.

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And then just getting home again.

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I mean, the driving along there is long,

straight roads with the, the scenery

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changes a little bit, but it stays fairly

similar the, the whole way through.

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But at no point.

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Was I finding myself weary or just

wishing to get to where I was getting to

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was, was a matter of just enjoying the

what was around us and the difference

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to where we are and what we've got.

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So there was plenty of things

to see and do along the way.

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Anthony Perl: Yeah, I think it isn't it,

it's when you make that decision that you

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are having a holiday, make it something

where you can switch off and enjoy that.

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Part of the great thing about driving.

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Is that you don't have

time to worry about work.

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I mean, you know, yes.

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You could potentially get a phone call.

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Yeah.

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But it's not that easy

when you're driving.

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So particularly when you're driving

somewhere that you've never been before

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and that you're wanting to take in and

absorb the scenery along the way and plan

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where the next stop is for, you know,

even if it's just to get some lunch.

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Yep.

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That's part of the enjoyment of it all.

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And so I think that's an important aspect,

isn't it, of when you are creating, you

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know, a holiday as part of the bucket

list is you gotta make sure you can switch

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off, even if it means forcing yourself

to do it because you're in a car driving

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David Patterson: a hundred percent.

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I think the switching off is

really important to, to enable you

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to sort of be in, in the holiday

and just enjoying the holiday.

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And you're right.

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I was receiving a few phone calls

along the way, but I made a conscious

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decision not to answer calls as I was

driving along because, well, well, I

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was on holidays, so my message when

they went through to voicemail was set

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up so that they knew I was on holidays.

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I had all my sort of my email set up

so that when they sent an email, the

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response went back that I was on holidays.

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So I'd set everything up.

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That allowed people to understand that

while I didn't take their call, the

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reason I didn't take their call or answer

their email immediately was because I was

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on holidays and really wanted to enjoy

the fact that I was on holidays, the

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early days of running my own business.

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It would take me several days to

kind of wind into a holiday because

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I was sort of still stressing about

this and the other thing, and taking

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phone calls and answering emails.

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So I've made a conscious decision last

year in September, we went to Vietnam

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and it was a conscious decision.

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Again, I'd set everything up properly,

but my thing now is that if I'm going on

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holidays, I'm going to be on holidays.

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There might be some, a couple of

emergencies that pop up, but on the whole.

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Probably 98% of phone calls and emails

can wait for a week or two weeks.

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You know, it's not the end of the world.

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So since I've made that kind of

conscious decision to enjoy my holidays

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and my breaks, I've found it a lot

easier to switch off, and then when I

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get back, just switch back on again.

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So it's just allowed for a greater sense

of holiday, you know, so I'm not using

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the first two days to unwind and then the

last two days to sort of gear up again.

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I'm, I'm using the

whole period of time to.

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On the holiday.

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Anthony Perl: This podcast is brought

to you by bucket list accounting.com

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au.

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Speak to David Patterson and his team.

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If you want to take better control of

your life and business helping small

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business owners like you be successful

designing the life of your dreams,

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go to bucket list accounting.com

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au.

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Or check out the show

notes for more information.

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Now, back to the program.

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If you go to the effort of creating

a bucket list, whether it's a

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holiday over a few weeks, or whether

it's a, you know, a simple event.

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I know you, for example, you climbed

the Harbor Bridge as one of your

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bucket list things that we've talked

about before, and that might just

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be something that takes a few hours,

but you wanna be in that moment.

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You don't.

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Want it to be to outside influences,

to take away from that enjoyment

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of something you've worked towards.

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David Patterson: A hundred percent.

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And I, the, the Harbor Bridge climb in

particular, I actually put my phone onto

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airplane mode so that I couldn't get

disturbed while I was doing the walking.

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It, it certainly allowed me just

then to enjoy the climb, enjoy

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the scenery, and just sort of.

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Be present for the whole thing

without, you know, worrying about

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my phone buzzing in my pocket, or

out taking a photo and having a text

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message pop up or anything like that.

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It, it literally allowed me to just

really enjoy those two hours and then,

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you know, deal with, once you get back

off the bridge, take it off airplane mode

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and whatever's popped up, you can then

deal with it at time that's convenient

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for you, not the other way around.

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I

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Anthony Perl: wanna also ask

you about the planning phase for

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doing something like this trip.

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There's a lot of things to take

into consideration in terms of

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the financial aspect of it, right?

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It's, it's one thing, planning all of

the, the destinations, but there's.

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I imagine in a trip like this, there's

costs of maintenance for the car and

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making sure that you've, you know,

doing all the checks and balances before

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you head off on a journey like that.

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There's the petrol costs,

there's food costs along the way.

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There's accommodation costs along the way.

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Then there's.

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Tours and things and stuff that you

think, well, you didn't, you know,

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there's an unplanned element, isn't there?

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Because there's always something that

pops up and go, oh, I didn't know

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we could do this, so let's do this.

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Yeah.

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You know?

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And that feeds into it as well.

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So there's quite a bit of planning that

needs to be involved in making sure that

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the experience that you're going to have

on something that you have put on a bucket

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list is going to be able to be fulfilled

with as maximum capacity as you can have.

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David Patterson: Oh, absolutely.

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And especially I guess on a triplo

we've just done where there's,

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there's a lot of nothing that's in

between stops in a lot of cases.

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So, you know, and you arrive

the cost of the cost of diesel,

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uh, as you're driving along.

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And a couple of times I've just had

to close my eyes and wait till it was

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filled and then just go and pay because

it just sort of, the numbers scare you

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a little bit, but, but it's all part

of the holiday, like you're saying.

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So we kind of mapped out early

on where we wanted to go.

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And got a feel for how

much accommodation was.

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And we did have to plan

for things like food.

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We stayed at a place called Fowlers Bay,

which is pretty isolated in those shops.

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I think it's got a population

of 16 permanent residents.

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So we had to get food and have the ability

to store it for four or five hours as

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we were getting to there from the place

where we picked up the, the food, we

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had the plan where we would stop for.

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Diesel so that we didn't

run out partway through.

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So we had a really good idea of how much

the trip was going to cost, and we had

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a good idea of that relatively early

so that, again, we're allowed to sort

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of put money aside to cover all that.

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And then to have money aside for

a couple of unexpected things

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that popped up along the way.

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We did a little 45 minute plane flight

when we were at the head of the bike,

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which we didn't know was an option.

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Um, I think we discovered that as, as

we were driving to the destination, but

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we'd factored in a little, a little.

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Pool of money for unexpected

events that we could do so.

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So we were able to take that 45 minute

fight without worrying about really

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worrying about how much it was going

to cost and just be able to enjoy it.

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So it just makes the trip as

an accountant from a financials

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perspective, a lot less stressful

because you know, before you head off

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that you've got everything covered.

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Anthony Perl: It is nothing worse

than being in a moment in a holiday

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and seeing something that you really

want to do and then realizing,

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Hmm, we didn't plan for this.

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What Yeah.

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You know, is So planning for the

unexpected is an important aspect of it.

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David Patterson: It is.

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You know, I think in the past

for us, we've had on a trip

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something that's popped up that's

unexpected, like the flight, but

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we haven't factored it in before.

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So.

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There's an element of crikey that's

costing a lot, can we afford it?

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Then doing it, but then while you're

doing it, you're still kind of

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stressing about how much it costs.

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So it takes away an element of the

enjoyment of the actual experience.

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Whereas this time and the trip to

Vietnam as well, you know, we kind

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of had this bucket of money that

we'd set aside for unexpected events,

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which then meant you could just do it.

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And enjoy it and not worry about the cost.

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You could just get in and enjoy it

and be part of it for the whole time.

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It just makes it more enjoyable.

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Anthony Perl: A message as well for

people listening is that you should be

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turning to someone like David to plan

these kinds of things and to realize

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that there are things like that, that you

know, you want to make sure that you're

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planning for the unplanned and you've

accommodated everything along the way

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so that you can achieve the bucket list

item and do it with maximum enjoyment.

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Make it something that you are talking

actively to your accountant about.

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David Patterson: Absolutely.

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And, and having a feel for the

types of things that you want to do.

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I mean, I've got a chalkboard in behind

me here, and it's, it's got our next four

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holiday destinations mapped out and the

times and dates that we want to take them.

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So, you know, we're starting to plan

well in advance because a couple of

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the trips are, um, fairly expensive,

but we're giving ourselves plenty

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of time to do some research on.

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How much it's going to cost, what

time of year we want to take it so

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that we can maximize the enjoyment

of the trip, but also give us plenty

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of time to be able to save for it.

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So, you know, we've set up a,

a separate holiday bank account

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and so money's going there every

week to build up for these trips.

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And then it's also gives us plenty

of time for sort of impromptu trips

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along the way if something pops up.

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But what it's doing is it's giving

us a really clear direction of.

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Where we want to go and what it's

going to take for us to get there

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and enough time to put steps in

place that allow us to do it.

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Anthony Perl: I love as well that

you've got it on the chalkboard and

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it doesn't mean you're rub it off

as soon as you've achieved one of

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the things, because you wanna bask

in that glory for some time to come.

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David Patterson: Yeah, absolutely.

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So the head of the bite's

up there and it's ticked.

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I haven't sort of made a decision

on when it's going to come off yet.

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You know, every morning when

you've come into the office

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and see that you've done it.

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It just puts smile on your face every day

when I'm popping in at the minute to work.

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So it'll probably stay

there for a little while.

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: 00:17:43

Anthony Perl: Now, just to wrap

up this discussion, there's one

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important thing that I have to ask.

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1900 Ks there and back.

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Lots of time in the car.

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: 00:17:52

What's on the playlist?

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David Patterson: What's on the play?

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Well, that's an interesting,

we didn't have anything.

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We didn't play radio.

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We didn't play music.

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There was four of us in the car

and there was just no music at all.

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If there was large moments of silence,

um, the people in the back kind of

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had to put their own kind of music on.

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I did all the driving, which was a

conscious decision 'cause it gave

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me much more leg room and space.

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But it was just about taking in

the scenery and the destination.

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So normally we would music on

the radio on all the time, you

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know, driving to Melbourne.

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But it just kind of felt right that we

didn't have anything and we were just

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sort of seeing what was around us.

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Anthony Perl: Truth is David, the

kids in the back, they were listening

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to the Bucket List Accountants

podcast on repeat continuously.

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Right.

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: 00:18:39

David Patterson: Well, that's, no, I guess

that's, that's what it should have been.

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Yeah.

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Maybe, maybe from next trip to, uh, Japan

next year, I might grab 'em all and put

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'em on a loop and, and get Tammy to listen

to them all as we're traveling around.

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Anthony Perl: Well in that case, if

you are listing in Tammy to this one,

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very nice to have shared a bit of the

memory of this particular trip and

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I hope you're enjoying the next one.

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So, David, thanks for this.

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I think it was a great insight into

this particular holiday and what ticking

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off a bucket list item is all about.

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David Patterson: Brilliant.

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Thanks for allowing me to share too.

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Anthony Perl: The Bucket List

Accountant Podcast is brought to

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you by David Patterson and his

team at Bucket List Accountant.

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Go and visit their website

for more information details,

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of course, in the show notes.

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: 00:19:23

I'm Anthony Peel, your host

from podcast Done for You.

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We look forward to having your

company in the next episode.